FHTM "Opportunity"

Whether you think we're on the right track or need a new plan, the economy no doubt will be a driving force for voters at the polls Tuesday.

It is also the driving force for lots of us looking for a way to supplement their income.

Tonight we take a look at how to spot a legitimate multi-level marketing opportunity from a pyramid scheme.

Tuesday night in Pulaski County a restaurant full of people will hear a sales pitch for a company called FHTMor Fortune High-Tech Marketing.

Before you pay $250 to be a part of this opportunity, you need to ask three questions.

"Independent representatives market products and services that people use on a day to day basis. The representatives sell products and find other like-minded entrepreneurs interested in building residual income and leveraging their time."

This is part of the sales-pitch for FHTM.

Terry Bradshaw is a part of the FHTM familyand you could be too.

But before you sign up and profit by signing others up, here are three things to ask or consider:

What percentage of your income will be derived from selling product as opposed to recruiting people?

Are there real customers who order products who are not part of the compensation plan?

If there are not a significant number of customers buying product, the company runs the risk of litigation and you run the risk of loss of reputation.

In fact, state agencies in three states (North Dakota, Montana and Texas) have sued FHTM alleging fraud a pyramid-scheme style business model.

In Arkansas there have been a handful of BBB complaints and only one with the Attorney General.

With FHTM or any multilevel marketing business opportunity, ask the right questions and get the right answers.

Air date: November 5th, 2012